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Emergency Fund Calculator
Determine how much cash you need to weather any storm without touching your investments.
Your Budget
$
Include rent/mortgage, utilities, food, insurance, and minimal debt payments.
Why 3-6 Months?
- Job loss or gap in contracts
- Disability insurance waiting periods (typically 90 days)
- Major home or car repairs
Minimum Target (3 Months)
$24,000
Recommended (6 Months)
$48,000