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30-yr fixed mortgage (US avg):7.28%
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MedMoneyGuide is free to use and has no affiliate or advertising relationships. We don’t earn commissions from links, we don’t run display ads, and no company pays to be featured. This page explains what that means and what would happen if it ever changed.

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The Short Version

No company pays MedMoneyGuide. We don't earn a commission when you click a link or choose a product we cover, and no provider pays to be included, listed first, or reviewed. If that ever changes, this page will be updated first and the links involved will be labeled where they appear.

No Paid Relationships

No Affiliate Commissions

Links to lenders, insurers, banks, booksellers, and other companies are plain links. We don’t earn a commission when you click one, apply for a product, or make a purchase, and no company pays to be included on a page or listed first.

No Display Ads

MedMoneyGuide does not currently show display or banner advertising, and we don’t use advertising or cross-site tracking cookies. If that ever changes, we will update this page and our Privacy Policy before any ads appear.

No Sponsored Content

MedMoneyGuide doesn’t publish sponsored articles or paid reviews. No company sees, edits, or approves a page before it is published.

What We Never Do

These practices are prohibited under our editorial policy today, and would stay prohibited if MedMoneyGuide ever accepted a paid relationship:

  • ✕Accept payment for a better position in a comparison table
  • ✕Let any company review or approve content before publication
  • ✕Decide which products to cover based on whether they would pay us
  • ✕Accept "pay-to-play" placements — a product cannot buy its way into a "best of" list
  • ✕Remove negative assessments or critical analysis from a review in exchange for payment of any kind
  • ✕Publish a paid link or paid placement without labeling it

Our Commitment to You

Here is what you can expect:

  • Providers are compared on their own published terms, with the date we checked them
  • A product is included or left out on its merits, not because of any business relationship
  • If we ever earn money from a link, that link will be labeled where it appears
  • This page will be updated before any paid relationship begins
  • Material connections with companies we review will be disclosed as the FTC requires

FTC Compliance

The Federal Trade Commission's guides on endorsements and testimonials (16 C.F.R. Part 255) call for disclosure of material connections between a site and the companies whose products it reviews or links to. MedMoneyGuide currently has none.

A "material connection" includes receiving compensation, free products, affiliate commissions, or any other benefit that could influence the content of a review or recommendation. If we ever have one, it will be disclosed on this page and within the relevant article.

If you find a link on this site that looks like a paid or affiliate link, please tell us at editorial@medmoneyguide.com.

Why This Matters for Physicians

Physicians are a high-value demographic. Student loan lenders, insurance companies, and financial services firms compete aggressively for physician clients — which means there is significant financial pressure on any site serving physicians to allow that competition to influence editorial content.

Having no affiliate or advertising relationships keeps that pressure off the page. Dr. Dunigan founded MedMoneyGuide to give physicians financial information with no sales incentive behind it, and the rules on this page apply to everything we publish.

If you ever believe a recommendation on this site appears to be commercially motivated rather than editorially sound, please tell us. We take that feedback seriously.

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