Trust is the most valuable asset in finance. Here is exactly how we evaluate, rank, and review products for physicians.
Our editorial team operates completely independently from our affiliate and business development teams. Lenders, insurers, and financial institutions cannot pay for a higher rating, alter a review, or dictate our editorial calendar.
We do not review products based on general consumer criteria. We evaluate products specifically on how they serve medical professionals—weighing factors like DTI flexibility for student loans, zero-down options, true own-occupation definitions, and whether they understand 1099/locum income.
Our scoring systems (1.0 to 5.0) are based on quantitative analysis of rates, terms, and features, combined with qualitative feedback from practicing physicians who have used the products.
We rely on authoritative primary sources for our data, including the IRS, Fannie Mae, Freddie Mac, the AAMC, MGMA, and peer-reviewed literature. We do not aggregate unverified claims.
We do not use a one-size-fits-all scoring model. A product that is excellent for a general consumer might be terrible for a physician. We break down our 5.0 scale based on the specific category of the product.
MedMoneyGuide is a free resource. To keep it free, we maintain affiliate relationships with some of the companies featured on our site. If you click a link and open an account or get a loan, we may earn a commission.
However, this compensation never influences our ratings, our reviews, or whether a product is included on our site. We regularly recommend products from which we earn nothing simply because they are the best option for our readers.