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30-yr fixed mortgage (US avg):7.28%

Financial Clarity for Your Medical Career

Compare loans, insurance, and financial products designed specifically for doctors at every career stage—from med school to retirement.

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Updated Daily
Physician-Focused

Your Refinance Outlook

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Loan balance
Current rate
INTEREST SAVED
$0
DEBT-FREE
1.6 yrs sooner
$0
Today
Yr 5
Yr 10
Current loan
After refi (4.49%)

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Research Backed by Data From

MGMA
AAMC
AMA
Bureau of Labor Statistics
Medscape
Doximity
ACGME
Federal Student Aid
IRS
AM Best
MGMA
AAMC
AMA
Bureau of Labor Statistics
Medscape
Doximity
ACGME
Federal Student Aid
IRS
AM Best
MGMA
AAMC
AMA
Bureau of Labor Statistics
Medscape
Doximity
ACGME
Federal Student Aid
IRS
AM Best

Watch Your Money Grow

See how compound interest can work for you over the course of your career.

$
$
Total Invested
$0
Interest Earned
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Projected Value
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In 20 years
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Top Rated Banking 2026

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Stop letting inflation eat your savings. Compare high-yield savings accounts with 3.75% APY rates.

HYSA3.75% APY
Monthly Interest+$416.00

Financial Guides for Physicians

Career & Income

Physician Salary by Specialty (2026)

The complete breakdown of what physicians earn across every specialty — with MGMA, Medscape, and Doximity data.

Read Guide
Home Buying

Best Physician Mortgage Lenders (2026)

Seven lenders' physician loan programs compared on their published terms: down payment, PMI, and loan limits.

Read Guide
Insurance

Best Life Insurance for Physicians (2026)

Term vs. whole life, how much you need, and the top carriers for physicians specifically.

Read Guide
Practice Finance

Best Medical Practice Loan Lenders (2026)

Eight banks compared on what they publish: financing limits, startup lending, and SBA options.

Read Guide
Wealth Building

Best Credit Cards for Doctors (2026)

Nine cards compared on their issuers' published terms: premium travel, business, and cash back.

Read Guide
Wealth Building

The Physician's $5 Million Mistake

How lifestyle inflation silently destroys your attending paycheck—and the 5-year plan to fix it.

Read Guide
Policy Update

2026 Medicare Fee Schedule Updates

New payment rates, site-neutral rules, and telehealth changes for 2026.

Read Guide
Comprehensive Curriculum

The Resident's Financial Masterclass (2026)

The complete financial guide for residents — student loans, Roth IRA, budgeting, disability insurance, and the attending transition.

Read Guide
Banking

High-Yield Savings Accounts Guide

Stop losing money to inflation. Maximize your emergency fund and cash reserves.

Read Guide
Career & Income

The Attending Playbook: Year One

Your 5-year game plan for contracts, finances, and career growth.

Read Guide
Protection

Insurance 101 for Physicians

Own-occupation disability, term life, and malpractice explained simply.

Read Guide
Wealth Preservation

Tax Strategies for High Earners

The Waterfall method, tax-efficient investing, and avoiding common audit traps.

Read Guide
View All

Why MedMoneyGuide?

Financial guidance written for physicians, with sources and dates you can check

No Paid Placements

MedMoneyGuide has no affiliate or advertising relationships. No company pays to be featured or listed first, and we earn nothing when you choose one.

Physician-Specialized

Every product, calculator, and guide is tailored to the unique financial needs of medical professionals.

Sourced and Dated

Benchmark rates (Freddie Mac mortgage averages, prime, Treasury yields, fed funds and SOFR) refresh automatically through FRED. Provider rates and terms are checked by hand and show the date we checked them.

Disclosure: MedMoneyGuide has no affiliate or advertising relationships and earns no commissions from the products it covers.Read our advertising disclosure

Written by a physician

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