Physician Contract Analyzer
Don't just sign. Analyze your offer against production metrics to understand your true compensation potential.
Market Position Estimator
*Note: Market averages vary significantly by specialty and region. This is a generalized estimation.
Offer Details
Clinical Context & Calculation Details
How to Use This Calculator
Input your offered base salary, target wRVUs, conversion factor (dollars per wRVU), and any bonuses (sign-on or quality).
The tool calculates your total expected annual compensation and compares it against a generic market benchmark to show you where the offer stands.
Why Doctors Need This
A high base salary might be attractive, but if the wRVU target is unattainable or the conversion factor is low, you might actually be underpaid for how hard you work.
Understanding the balance between guaranteed income and productivity incentives is critical before signing any employment agreement.
The Math Behind It
Productivity Income: wRVUs × Conversion Factor.
Estimated Annual Comp: Base Salary + Productivity Income + Quality Bonuses. (Sign-on bonuses are usually a one-time lump sum).
Pearls & Pitfalls
- Pearl: Always ask how your wRVUs will be tracked and when they are credited. "Billed" vs "Collected" matters immensely.
- Pitfall: Assuming a sign-on bonus is yours to keep immediately. Most have a 2-3 year vesting or payback period if you leave early.
- Pitfall: Not negotiating the conversion factor. A $2 difference per wRVU on 6,000 wRVUs is an extra $12,000 every single year.
Related Clinical Finance Tools
Editorial Credibility
J.R. Dunigan, DO | Family Medicine Physician & Founder
I founded MedMoneyGuide to provide physicians with unbiased, specialty-specific financial guidance. My goal is to add transparency and credibility to your financial journey.
Frequently Asked Questions
What is a fair wRVU conversion factor?
wRVU conversion factors vary wildly by specialty and region, typically ranging from $40 to $70+. Always benchmark your offer against MGMA or similar data for your specific specialty.
Should doctors negotiate their first contract?
Absolutely. While base salary might have tight bands, signing bonuses, relocation, non-competes, and CME allowances are frequently negotiable.