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Employer Guides Guides

Focused resources for medical professionals on employer guides. High-yield advice to master your finances.

Employer Guides

The FQHC Physician Playbook (2026): FTCA Malpractice + PSLF + NHSC

FQHC physicians get three separate federal financial benefits that stack: FTCA malpractice coverage, automatic PSLF qualification, and NHSC loan repayment. Here is the exact math.

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Employer Guides

UT System Physicians: TRS vs. ORP (2026)

Every new UT System physician gets 90 days to make one irrevocable choice: TRS or ORP. The physician-specific analysis for MD Anderson, UT Southwestern, and UTMB.

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Employer Guides

Physician Employer Guides (2026): Kaiser, VA, UC and IPERS Compared

The same specialty, the same salary — retirement outcomes that differ by millions. Deep dives on Kaiser, the VA, UC and IPERS, with a full comparison table.

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Employer Guides

VA Physician Pension, Pay & Benefits: The 2026 Guide

What VA physicians actually get: the FERS pension worth +, Title 38 pay explained, tax-free EDRP, the PSLF stack, and malpractice you never buy.

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Employer Guides

Kaiser Permanente Physician Finances (2026): The Partner Track, the Pension, and What TPMG and SCPMG Doctors Actually Get

What Kaiser physicians actually get: the 3-year partner track, the TPMG buy-in, the 2%/year pension, the retirement stack, and the PSLF surprise.

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Employer Guides

The UC Physician Retirement Decision (2026): Pension Choice vs. Savings Choice — and the ,773 Cap Nobody Explains

New UC physicians get 90 days to make an irrevocable retirement election — and the pension only counts ,773 of your salary. The complete physician-specific analysis.

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Employer Guides

IPERS for Iowa Physicians (2026): The State Pension Most Doctors Ignore — and the $360,000 Cap That Changes Everything

How IPERS works for Iowa physicians, the $360,000 compensation cap, the irrevocable IPERS vs. TIAA decision at the University of Iowa, and how it all fits into the physician retirement stack.

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