Student Loans
Guides
Focused resources for medical professionals on student loans. High-yield advice to master your finances.
PSLF vs. Refinancing for Physicians: The 2026 Math
A complete 2026 mathematical analysis of PSLF vs. refinancing for physicians, including the impact of the OB3 Act, the IBR cap, and specific scenarios by specialty.
What Happens to Your Student Loans During Residency? (2026 Complete Guide)
Your federal student loans do not disappear when you start residency — but they do not have to consume your residency paycheck either. This guide explains exactly what happens to your loans from graduation through the end of training.
IBR vs. RAP for Medical Residents (2026)
If you are a medical resident with federal student loans, compare the exact math on IBR and the new RAP plan to see which saves you the most money.
The SAVE Plan Is Dead (2026 Guide)
What physicians, residents, and fellows must do now — including the switch to IBR, RAP, and PSLF impact.
Income-Driven Repayment (IDR)
SAVE vs PAYE vs IBR. Which plan lowers your payments and maximizes subsidy?
Public Service Loan Forgiveness (PSLF)
The complete guide to tax-free loan forgiveness. Rules, forms, and pitfalls.