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Joshua Dunigan, DO

Joshua Dunigan, DO

Founder & Editor-in-Chief

Family Medicine Resident Physician | Des Moines, Iowa

About the Author

Joshua Dunigan, DO, is a family medicine resident physician in Des Moines, Iowa (class of 2027) and the founder of MedMoneyGuide, an independent financial education resource built specifically for physicians.

He graduated from Des Moines University College of Osteopathic Medicine in 2024 and began his family medicine residency in Des Moines the same year. The mistakes this site is built to prevent are expensive and avoidable: carrying six figures in student debt without a plan, signing contracts without legal review, buying too much house in the first year of attending income, letting disability insurance lapse. Not because physicians aren't intelligent. Because nobody ever taught them.

That gap is what MedMoneyGuide was built to close.

Why a Physician Built This Site

Medical school teaches you how to diagnose a pulmonary embolism. It does not teach you how to choose between PSLF and refinancing $280,000 in student loans. It does not teach you how to read a non-compete clause, how to structure a backdoor Roth IRA, or why a whole life policy sold during residency orientation is almost never in your best interest.

Dr. Dunigan experienced that gap firsthand. MedMoneyGuide is the resource he wished had existed when he graduated.

Every guide, review, and calculator on this site is written from the perspective of a physician who understands both the clinical demands of medicine and the specific financial realities that come with it — the student debt, the delayed career start, the high marginal tax rates, the disability insurance decisions, the contract negotiations. Generic personal finance advice does not account for any of those things. MedMoneyGuide does.

Credentials

  • Doctor of Osteopathic Medicine (DO), Des Moines University College of Osteopathic Medicine, class of 2024
  • Family Medicine Resident, Des Moines, Iowa (2024–2027)
  • Iowa resident physician license, R-13255 (2024–2027)
  • Founder & Editor-in-Chief, MedMoneyGuide

NPI: 1205684289 · Doximity profile

Editorial Standards

Every piece of content published on MedMoneyGuide is written or reviewed by Dr. Dunigan and held to the following standards:

  • Physician-authored. All guides reflect firsthand understanding of the medical career trajectory.
  • Independently produced. MedMoneyGuide has no affiliate or advertising relationships. No company pays to be featured or listed first.
  • Regularly updated. Guides carry a last-updated date and are reviewed for accuracy on a scheduled basis.
  • Cited and sourced. Data is drawn from primary sources like MGMA, AAMC, Medscape, the IRS, etc.

A Note on Scope

The content on MedMoneyGuide is educational and informational in nature. It does not constitute personalized financial, legal, tax, or medical advice. For decisions specific to your situation — particularly around student loan strategy, contract negotiation, insurance structuring, and investment planning — Dr. Dunigan strongly recommends working with a fee-only, fiduciary financial advisor who specializes in physician clients.

The goal of this site is not to replace professional guidance. It is to make sure you walk into those conversations informed enough to ask the right questions and recognize the right answers.

Have a question, content suggestion, or want to report an inaccuracy? Reach out at editorial@medmoneyguide.com