For Residents
Guides
Focused resources for medical professionals on for residents. High-yield advice to master your finances.
Resident Physician Salary (2026): What You Actually Make by Year, Specialty, and Location
The complete guide to resident physician salary in 2026. Learn what residents actually earn by PGY year, specialty, region, and institution type.
Should Residents Buy a Home or Rent? The Real 2026 Math
The complete rent vs. buy analysis for medical residents in 2026, featuring the true costs of homeownership, break-even timelines, and physician mortgage impacts.
What Happens to Your Student Loans During Residency? (2026 Complete Guide)
Your federal student loans do not disappear when you start residency — but they do not have to consume your residency paycheck either. This guide explains exactly what happens to your loans from graduation through the end of training.
PGY-1 Financial Checklist: The First 30 Days of Residency (2026)
The financial decisions you make in the first 30 days of residency matter. Here is the specific, ordered checklist of what to do.
IBR vs. RAP for Medical Residents (2026)
If you are a medical resident with federal student loans, compare the exact math on IBR and the new RAP plan to see which saves you the most money.
The Resident's Financial Masterclass
The definitive curriculum for residents. Master loans, contracts, and behavioral finance.
Moonlighting as a Resident: Taxes, Contracts, and How Much You Can Actually Make (2026)
Moonlighting is the only lever a resident has to meaningfully change their financial situation. Learn about typical rates, 1099 tax traps, the Solo 401(k) advantage, and what to watch for in your contract.