50/30/20 Rule
The Budget Builder
The simplest way to manage your cash flow. Enter your monthly take-home pay to generate your ideal spending plan.
Needs
Target: 50%
$2,500
On Track
Housing, utilities, groceries, insurance, and minimum debt payments. These are survival costs.
Wants
Target: 30%
$1,500
On Track
Dining out, travel, hobbies, subscriptions, and shopping. The "fun" money.
Savings
Target: 20%
$1,000
Under Goal
Retirement investing, debt payments above minimums, and emergency fund contributions.
Remaining Monthly Cashflow
$5,000
Great job! You have extra cash flow to invest or enjoy.