Back to Guide
Residual Disability Calculator
Estimate how much your disability policy would pay if you could still work part-time. See the power of "proportionate" benefits.
Your Scenario
Your average earnings before injury/illness.
What you earn now while working reduced hours/duties.
The benefit amount on your policy (e.g., $15,000).
Did you know?
Without a residual rider, if you can work at all, typical policies pay $0. With the rider, you get a payout proportional to your income loss.
Income Loss
0.0%
Reduced earning capacity
Residual Benefit
$0/mo
Tax-free payout (typically)
Eligible for Benefits
You meet the standard 15% income loss threshold. Your policy covers the gap.
Total Monthly Income Recovery
Pre-Disability$0
With Residual Rider$0
Benefit
Work Income: $0Benefit: $0